An even easier way to pay

Welcome to Paym, the UK's mobile payments service

 You can now pay friends, family and small businesses using just their mobile number.
There’s no need to tell people your sort code or account number, or ask for theirs (provided they’ve done the sensible thing and registered too).

Paym for friends

Tight-fisted tennis partner? Paym can ace the problem! Get paid to your mobile number.

Paym for family

Sharing is caring! Square off your sister and balance up with your bro using Paym.

How to register

Seventeen banks and building societies offer the Paym service, and more than 3 million people have registered already. Simply select your bank now to join them.

How does it work?

Paym works by linking your mobile number to your bank account. Simple. There’s no annoying sort codes or account numbers and because you get it straight from your bank or building society, it’s safe and straightforward.

Register for Paym today Register now

Paym for businesses

Need to pay the plumber quickly? Or got a customer without cash? Paym can help.

Small business? Register for Paym today Register now

IOU Calculator

It’s amazing how the little things add up. Our research shows that each year we lend a combined £12.6 billion to our family, friends and colleagues for everything from cinema tickets, to a coffee or sandwiches and little informal loans.
If you’re a generous person, maybe now is the time to get your outstanding IOUs settled up. Our calculator shows how your generosity compares to the national average.
IOU Calculator

Enter here how much you have lent to friends and family in the last month that hasn’t yet been paid back, thinking about everything from the office lunch run, to a meal with friends.

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Your IOUs National Average
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Congratulations it looks like your friends, family and colleagues owe you very little money through IOUs compared to the national average. Still, Paym will make getting paid back easier, regardless of how much you’re owed.

You're near the national average of subbing friends and family £5 a week. Registering your mobile number for Paym could make it easier for friends and family to pay you back.

Your friends, family and colleagues owe you more than the national average through IOUs, so now is the time to register your mobile number for Paym! It could help them to pay you back quickly.

You’re incredibly generous! Your friends, family and colleagues owe you much more than the national average. Register your mobile number for Paym and start asking your friends and family to pay you back as they go.

Share your IOU result to encourage your friends and family to pay you back. And don’t forget to register for Paym.

Register for Paym today Register now